Digital Cloud helps banking, capital markets, and cards & payments companies evolve to digital enterprises through innovative solutions that improve business performance, reduce compliance risk and enable them to stay competitive in the new economy.
We enables banks to modernize core banking processes and enable digital channels to engage with millennial customers.
Streamline and optimize your core business processes, reach customers more effectively through digital channels, reduce cycle time and minimize delinquency rates with effective technology solutions for
Transaction processing environments are data intensive and must deliver high performance to keep your business operating at peak efficiency. Digital Cloud’s solutions deliver greater reliability, faster turnaround time, and a better way to reduce cost of ownership and meet changing demand with our flexible global delivery model.
Seamlessly combine your front, middle, and back-office banking operations with Digital Cloud’s open architecture approach. We help you select and implement the optimal technology platform to reduce cost of ownership and optimize your return on investment by leveraging your existing skills, investments, and vendor partnerships.
Give your customers the freedom to manage their finances anytime, anywhere with secure, seamless, scalable technology platforms that integrate and coordinate your services and campaigns across offline, web, mobile and social media channels.
Streamline your payment processes and incorporate the latest digital technologies like Mobile Wallet, tokenization, Bluetooth Low Energy and Near Field Communication payments. Digital Cloud also delivers increased operational efficiency, lower maintenance costs and reduced risk for electronic fund transfers, automated clearing house direct debits and wire transfers.
Digital Cloud’s Medical Banking solutions link insurers and payees for faster, more secure management of claims, payments, and denials. Our solutions leverage automated workflows and a fully digitized process to enable healthcare organizations to improve reporting, reduce outstanding payments and settle claims quickly.
Digital Cloud’s flexible, scalable Retail Banking Knowledge Process Services help you stay competitive and adapt to a dynamic marketplace, with solutions for:
Be a part of the Digital Payments revolution with our digital enablement, integration and analytics solutions.
Manage the entire payments value chain and manage millions of secure transactions with software solutions and services tailored to your business. Digital Cloud is a specialized in cards and payments, with services spanning strategy development, technical consulting, data-driven analysis and business process optimization.
Our high value solutions are driven by an end-to-end understanding of the payments life-cycle, and were developed to comply with the latest payment standards and regulations.
Managing daily $ multi-billion transaction volumes
Onboarding, setup, training, and point-of-sale (POS) management
Cross platform development, testing and integration
Automated monitoring and a reusable integration framework
Improve speed, accuracy and efficiency through automation powered IT and Business Operations. Transform your business to drive higher performance with Digital Cloud’s Capital Markets solutions.
The financial services industry, specifically capital markets, has become more competitive and complex than ever before. Compliance regulations are more stringent while cost pressures have intensified. You need speed and accuracy in a real-time environment to outpace your competitors. Digital Cloud partners with global investment banks, wealth and asset managers, hedge funds, sell-side brokers, clearing houses, leading exchanges, and rating agencies to help them cost effectively streamline operations, improve agility and drive innovation.
Asset Administration
Asset administration is critical for investment management firms. Administrators are increasingly challenged to provide additional middle office functions, including performance reporting and attribution analysis, risk monitoring & compliance reporting.
Today, asset administrators must:
At Digital Cloud, we work with clients and product companies to create solutions that meet their unique business needs.
Our suite of asset administration tools enables you to:
Improving Efficiency of Clearing and Settlement Operations
Competition and new regulations are putting pressure on the back-office clearing and settlement operations. Global connectivity, complex segregation models, margin methodologies and trade-reporting requirements require higher-performance, straight through processing systems to keep up with business demands. Transforming legacy post-trade systems can help capital markets firms better serve all their constituencies, both inside and outside the organization.
Digital Cloud helps firms organize and manage an integrated program to deliver real, sustainable value for trade processes. Our post-trade, clearing and settlement experience includes projects ranging from process-quality consulting for the investment management arm of the bank, to applications development and QA support for post-trade, affirm-and-confirm workflow messaging and standing settlement instructions.
Capital markets firms need to transform their product control applications environment, creating a golden source of all data in a common services layer to enhance operating efficiency, reduce errors and speed regulatory reporting. An applications portfolio assessment can help.
Product control is a mid- to-back-office function that needs reliable data from front-office operations and sub-ledgers to generate and substantiate P&L numbers. Creating a golden source of all data in a common services layer enhances operating efficiency, reducing errors and speeding regulatory reporting. Legacy applications make it difficult to free this data, and new regulations related to price verification require a new infrastructure to verify internal pricing used in processing P&L statements.
Digital Cloud has extensive experience developing common interfaces for aggregating data from applications supporting trades; investment positions, risk, and valuations; and market and reference data across multiple asset classes. Our professionals are involved in all aspects of product control, including accounting, front office/back office reconciliations (FOBO) and price testing. We are experts in applications management—including portfolio rationalization—and in price verification regulations.
Digital Cloud has extensive experience across product control business processes – P&L flashing, reconciliations, P&L production, P&L explain and reviews, trade activity review, price testing, commentary, trial balance and balance sheet generation. We have created specific accelerators for data consolidation and standardization that speed implementation of data interfaces and processing across various product control applications. In application rationalization, accelerators are used to identify redundancies and gaps and to apply implementation experience for key price testing regulations.
Cash & Liquidity Management
Bank treasurers today can influence and drive corporate strategy with the information they process in managing treasury operations. Big data and analytics technologies are at the fore-front, enabling treasurers to implement and manage their cash strategy to meet business objectives.
Timely Insights for More Informed Decisions
Bank treasurers need greater visibility to, and control of, the cash and liquid assets that sustain business operations. Effective cash management is achieved through operational cost efficiency, improved productivity, pricing transparency and cost-of-funds optimization. Digital transformations of legacy systems to enable straight-through processing and the application of Big Data and analytics technologies are needed to provide treasurers with timely insights for making informed business decisions.
Digital Solutions for Treasury Operations Management
Digital Cloud solutions include customer on-boarding, lockbox management, cash forecasting, positive pay, account reconciliation, receivables management, regulatory compliance and reporting.
Our offerings:
Mobile Payments
Mobile and electronic payments are quickly gaining ground among both developed and emerging markets. Among developed countries, a well-established banking structure, high computer literacy and internet penetration combine to support e-payments growth. In emerging countries, the proliferation of mobile devices means m-payments are being adopted as an alternative to traditional banking services.
Digital Cloud can help your bank plan and execute the right strategy. By combining consulting and technology experience with our domain expertise in payments and telecommunications, Digital Cloud can bring together the skills you need to chart a path forward. Our solutions include:
Expertise where it counts
Digital Cloud has supported multiple initiatives including:
Project Implementation
The skills you need to successfully execute your payments vision.
When implemented successfully, your payments strategy can bring tremendous value to your bank. But operational challenges can often prevent you from realizing the expected revenue and/or cost efficiencies. Digital Cloud can help bridge the gap between plan and performance by providing end-to-end technology delivery services.
Digital Cloud [DIGITAL CLOUD] is an Information Technology Services and Consulting Company. As the world is marching towards digital transformation and the clients business needs becoming more challenging, we are at the forefront to help clients meet their business goals. Adapting Latest in-demand trending technologies such as SAP ERP, SAP S/4 HANA, SAP Cloud Platform, Cloud Solutions, Artificial Intelligence, Machine Learning, Automation etc are need of the day for clients to succeed in today’s digital world.